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These Retirement Strategies Make the 4% Rule Obsolete
July 11, 2026
The 4% rule permeates retirement planning advice, and it's easy to see why: The rule is simple, easy to explain, and widely accepted. But simple doesn't always mean optimal. In this video, Josh Palmer, CERTIFIED FINANCIAL PLANNERâ„¢, walks through several alternate withdrawal strategies that can allow you to spend 30% to 40% more annually or retire several years earlier without compromising on confidence.
Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC.
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